Quick Facts

MiCrédito's average interest rate is 3.5% per month. Average for the industry is 4.41%. Read more


Our Approach

MiCredito uses a personal approach, going door to door, visiting rural communities by motorcycle. The desire is that all clients have a personal relationship with a member of MiCredito's staff before the loan application process begins. These staff members are local to each office and many have deep ties to their local community.

Leaders in Technology

MiCredito is starting to work with a new cell phone technology through "Cana Movil". With this technology, credit officers will be able run credit checks in the field. Using their cell phone devices they can enter the information into the transunion system. This will be a huge benefit to both MiCredito and its clients – saving them time and money.